Investor Zone
Financial Calculators
Sixty-six free planning tools. No sign-up, no guesswork - instant answers in Indian rupees.
Invest & Grow
Start, scale and schedule your wealth.
Returns & Concepts
Understand what returns really mean.
CAGR Calculator
Any growth story as an honest annual rate.
Open →Compound Interest
Interest earning interest, at any frequency.
Open →Simple Interest
Interest on principal alone, the baseline.
Open →Rule of 72
How fast money doubles at any rate.
Open →Real Return
Your return after inflation, the true number.
Open →Expense Ratio Impact
What fund costs compound to over decades.
Open →Retirement & Income
Build the corpus, then turn it into income.
Retirement Calculator
Corpus needed, inflation included, and the SIP.
Open →SWP Calculator
Monthly income and exactly how long it lasts.
Open →NPS Calculator
Corpus at 60, lump sum and pension estimate.
Open →EPF Calculator
Your provident fund corpus, year by year.
Open →Gratuity Calculator
The 15/26 formula on your years of service.
Open →Annuity Income
Monthly income from a corpus, principal intact.
Open →Goals & Planning
Put a number and a date on what matters.
SIP Goal Calculator
The monthly SIP that reaches your target.
Open →Child Education
Future course cost and the SIP that funds it.
Open →Marriage Goal
Fund the wedding with a plan, not a loan.
Open →Home Down Payment
Save the first cheque for the future price.
Open →Emergency Fund
Your safety-net target and time to build it.
Open →Sukanya Samriddhi
A tax-free SSY corpus for your daughter.
Open →Inflation Calculator
What today's money will cost, and be worth.
Open →Government & Small Savings
Sovereign-backed schemes, computed at current rates.
PPF Calculator
The 15-year fund, year by year, tax-free.
Open →SCSS Calculator
Quarterly payouts for senior citizens.
Open →Post Office MIS
Fixed monthly income for five years.
Open →NSC Calculator
The 5-year certificate with 80C benefit.
Open →KVP Calculator
How long Kisan Vikas Patra takes to double.
Open →Loans & Deposits
The true cost of borrowing and the honest return on parking.
EMI Calculator
EMI, lifetime interest and amortisation.
Open →Loan Eligibility
How much banks will likely sanction you.
Open →Loan Prepayment
Interest saved by paying a little extra.
Open →FD Calculator
Fixed deposit maturity, quarterly compounded.
Open →RD Calculator
What fixed monthly deposits mature to.
Open →Tax & Protection
Keep more, and protect what you build.
Loans & Credit
Borrow deliberately, repay intelligently.
Car Affordability
The car budget your salary comfortably carries.
Open →Loan Tenure
How long your EMI takes to clear the loan.
Open →Balance Transfer
Whether switching lenders pays, after costs.
Open →Credit Card Payoff
Months and interest to clear a card balance.
Open →Education Loan
EMI after moratorium, interest accrual included.
Open →Debt-to-Income
The EMI health ratio lenders check first.
Open →Prepay vs Invest
The same surplus, both paths, simulated fairly.
Open →Independence & Big Goals
Name the goal, fund the gap.
FIRE Calculator
Your financial independence number, inflated honestly.
Open →Early Retirement
Years until corpus plus SIP set you free.
Open →Cost of Delay
What waiting to invest really costs.
Open →Goal SIP with Corpus
Count what you have; fund only the gap.
Open →Overseas Education
Fees inflation and rupee slide, compounded together.
Open →Vacation Fund
The trip, pre-paid by a small monthly habit.
Open →Net Worth
Assets minus liabilities: the honest scoreboard.
Open →50-30-20 Budget
Needs, wants, savings, and what the 20% becomes.
Open →For the Forces
The numbers behind a service career.
Sharper Investing
Deploy, measure and defend your money.
STP Calculator
Deploy a lumpsum into equity in calm steps.
Open →Inflation-Adjusted SIP
Your corpus in today's purchasing power.
Open →Present Value
Invest how much today to hit a future target.
Open →Portfolio Return
The blended rate your mix actually earns.
Open →Gold SIP
A monthly gold habit, valued over the years.
Open →Small Savings Impact
What a daily spend compounds into.
Open →Dividend Yield
Yield and yearly income from a holding.
Open →Policy IRR
The honest annual return of a premium-payout plan.
Open →Post-Tax Return
Returns after tax and inflation take their share.
Open →Leave Encashment
The retirement value of unclaimed leave.
Open →Corpus Longevity
How long the money lasts as expenses inflate.
Open →Asset Allocation
Your equity-debt starting split, in rupees.
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